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Founder of PT Martina Berto, Martha Tilaar said it glocalization strategy since the 1990s. Unfortunately, despite having to fly to many countries products, Martha Tilaar products are still experiencing rejection in their own country.

Like today, Trans Studio Martina Berto Makassar still refuses to open outlets Martha Tilaar there. “The reason is not level, imagine. I will write to Mr Chairul and Pak Kalla about this,” said Martha to cash.

He regretted, a local businessman who always said pro local products was adopted different policies on malnya. He hopes, saying the two businessmen are in accordance with his actions.

Digging local wisdom into sniper stance Martha Tilaar Group or PT Martina Berto ford cosmetics business. This local flavor is often contained in the color trend Martha Tilaar eg; Dusk in Sriwedari, Pusako Minang, and most recently Song Woods Sumatra. Through marketing strategies glocalization, natural and scientific concoction is then brought to the global market.

Introduction human component as an input to the statistical forecast. The development of a statistical forecasting plays a major role in the creation of a valid demand plan, and should not be routinely treated as a black box. Christopher Koch (2004, http://www. Cio. Com/archive/061504/nike. Html), warns that “Throwing a bunch of historical sales in a program and waiting for a magic number – the basic concept behind demand software planning – not necessarily the absolute truth. ” Many planners have realized that without the human component, the statistical forecasts alone do not provide adequate estimates of demand. In an article for CIO Magazine, Ben Worthen (2003, http://www. Cio. Com/archive/071503/future. Htmlkjcv) said that “The demand forecast sounds like an exact science, but if you look carefully people are half the equation in the process. ” special issue of the journal Forseight June 2005, several authors focused their views on how to integrate quantitative and qualitative forecasts. Nigel Harvey (2005, p. 18) summed it up: “As Paul Goodwin and others, I believe that expert opinion and statistical methods complement each other in the forecasting process and that the problem for planners is to decide when and how to combine achieve the best combination. “demand Many planners realize that the automatic forecast does all the work. The statistical models used in developing their forecasts working with “raw” data. Models do not know whether the numbers represent chips or USB sticks, they are not able to interpret a slope in sales and an excess production or whether a peak in demand is the result of additional advertising or sale of a random. Moreover, statistical models do not predict unexpected circumstances. Ana Ku (2002, http://www. Analyticalq. Com / energy / demand / default. Htm) rightly mentions in his note “If the inputs to the forecasting model are poor, it would be very difficult to get a good outcome no matter how good your model.. ” is important to note that the above applies if in the process is a structured process of forecasting. Sales and Marketing – Meetings Predemanda Many processes demand planning process are the following: Generate statistical forecasts.Adjust forecasts based on market knowledge.Reaching consensus and publishing the results. A better strategy would bring knowledge as an input in the development of statistical forecasts. This strategy has been very well received among many academic outcome. J. Scott Armstrong (2001, p. 736), in his book Principles of Forecasting, mentions the importance of using knowledge of sales and marketing as inputs in the development of functional planning. Principle 11. 2: Using a structured knowledge as input to quantitative models. Principle 11. 3: Use knowledge to select, weigh, and modify the quantitative methods. investment of time and energy in models that incorporate the proper knowledge will help analysts to create more accurate statistical forecasts will reduce the number of manual changes and improves the accuracy of estimates. Company J. R. Simplot, Sales and Marketing staff participate in meetings “predemanda.” These meetings are organized, evaluated and made the latest business information. It documents the process thoroughly and sharing the results with analysts before the construction of statistical models. Here are some conclusions drawn in this process of incorporating knowledge of sales and marketing that helped to improve the statistical forecast results: When forecasting statistically SKU level and then distribute the results in descending order were achieved better results than predicted desagragada form.A classification of pareto on references to concentrate the efforts on the reference type (those critical to the business) and schedule revisions with lower frequencies in type B and C.The articles whose behavior is too variable to predict by means of a statistical model, are removed gradually as the months pass, since these items usually have special features such as contracts for fixed amounts and dates, news items which have no history, which makes the performance of a statistical model is very poor.It should measure the impact of events in the behavior of the application, identify patterns in which sales can increase suddenly and investigate the causes of these behaviors in order to ponder and predict its impact to future.It is necessary to measure performance by comparing the actual value forecast vs forecasted, identify causes and take action. is very important to have a tool to model this type of situation. Review and Consensus worth noting that qualitative adjustments will continue to be for those references which have not incorporated the history of events held (promotions, advertising etc.), or those who were not under consideration at meetings of predemanda. Once generated, the statistical forecasts are reviewed with the team’s planning application to include those new products to be predicted, which should be excluded from the statistical forecast and finally those who require additional information. As a result of this review will reach a consensus on the statistical forecast. After reaching consensus on statistical forecasting formalized scheduled reviews that involve the departments of Sales, Marketing, Operations and Management. The reasons for additional changes include new developments planned, win or lose major customers contraction of production and management actions orientadasa align sales with strategic objectives of the company and the decision to promote a particular product to achieve market share projected. Conclusion Many companies are based forecasts generated from a software to start your planning cycle demand, and then make manual adjustments incorporarn knowledge of sales, marketing, and operations. To incorporate and formalize knowledge in the construction of the base forecasts can be increased forecast accuracy between 10 and 15% and reducing manual adjustments by approximately 40%. For more information about this topic, or related issues please contact us at info @ mind. com. co or visit a ”nofollow” _trackPageview(‘/outgoing/article_exit_link’);” onclick=”javascript:pageTracker. href=”http://pronosticoexperto. com” www. pronosticoexperto. com / a, a ”nofollow” _trackPageview(‘/outgoing/article_exit_link’);” onclick=”javascript:pageTracker. href=”http://planeaciondemanda. com” www. planeaciondemanda. com / a

Companies in this have a great opportunity to make use of factoring in its financial operations, as written, SMEs for example to meet their capital needs, especially in Member States where access to bank loans is limited. Factoring is attractive for SMEs to sell to large companies with high levels of creditworthiness, the users of factoring are SMEs in the industrial and distribution. Factoring is not suitable for businesses with complex payment models or those with a broad clientele. What is factoring? Wikipedia shows us that the ‘Factoring’ or””””factoring is a financial product that banks or savings offered to businesses. Means giving two services: management and financing charges. Through this operation, a company or merchant contracts with a bank or financial institution to manage all your collections and the advancement of them in exchange for an interest. Factoring is the provision of a set of administrative and financial services performed Factoring Company, a customer (vendor), for billing short term, arising from the sale of goods or services, and that gave the vendor cited the Factoring Company. Consists of the purchase of credits from the sale of goods in the short term. venezuelasite. com suggests that factoring is a financial product aimed at legal entities requiring a line of credit for the cancellation of their bills: account receivable and account payable. our financial services are tailored to the needs you have in your company, because with more cash flow, you could grow your business, take advantage of vendor discounts for early payment, control debt, trade credit, pay, pay payroll, increase the available working capital, acquire new customers, buy more inventory, which in turn becomes more sales, extend your loan terms without affecting their cash flow, reduce unscheduled payments, improve the stability of your business What parts are involved? CAIXAGALICIA. is said that factoring in any operation involving three entities: Factor : Factoring Company or Financial Institution providing services Factoring. Client: Head of trade receivables (invoices) and factoring contracts. Receivable : Buyers of the goods or services the client (seller). Benefits Saves time, saves money, and accuracy of obtaining reports. allows the maximum mobilization of the portfolio of debtors and ensure recovery of all of them. simplifies the accounting, since by factoring the user agreement now has a single customer who pays cash. Sanitation portfolio. Receives advances on receivables. reduces the indebtedness of the employer. No debt: Buy firm and without appeal. can be purchased for cash discounts. managers, saving time spent on overseeing and directing the organization of sales accounting. can be used as a source of funding and resourcing circulating. garantiría bills provide for a loan that the company otherwise would not be able to obtain. Reduce operating costs by assigning the accounts receivable from a company that is dedicated to factoring. inflationary processes provides protection by having the money in advance, with whom he does not lose purchasing power. case of the International Factoring, increase exports by providing a more competitive form of payment. Disposal Collection Department of the company, as is usually the factor accepts all credit risks should cover collection costs. ensures a known pattern of cash flows. The company sells its accounts receivable knows that receives the least amount of accounts Factoring in the commission of a certain date, the planning of the cash flow of the company. Disadvantages High cost. Specifically, the interest rate is greater than the conventional trade discount. factor may not accept some of the documents from his client. excludes transactions relating to perishable goods and those of long-term (180 days). The customer is subject to the discretion of the company to assess the risk factors of different buyers. Factor only purchase the Accounts Receivable he wants, so the selection will depend on the quality of them, ie their term, amount and recoverability. A company that is in temporary financial difficulties may receive very little help. companies engaged in factoring are impersonal, therefore not tolerate that his client fails due to a problem, because it is out of the market About Factoring costs Wikipedia Indicates that the costs are not fixed but are studied in terms of: The characteristics of factoring, if it is with recourse or without recourse. donor characteristics, level of turnover, average amount of invoices, the business sector, number of borrowers, average maturity. The characteristics of the debtor country that is, risk level, age, etc. as a client of the assignor. The interest rate applied to debt reduction (conventional factoring) is set based on the market, plus a margin, such as occurs in trade discount operations. The accrual and payment of such interest shall be made at the time that the assignor receives payment in advance. To CAIXAGALICIA. is, the services offered by factoring and represent a cost or price that has to satisfy himself of the services, the cost consists of two elements: The factoring fee for administrative services performed Factoring Company, which varies depending on the time of payment of invoices. The interest rate that applies when relying on the modality that incorporates the advance of funds. However, the cost varies depending on market conditions (based on 3-month Euribor + differential; the review of final interest rate is monthly) and the risk they assume Factoring Company. Conclusions CAIXAGALICIA. it reminds us that this is a product designed to suit any business or profession and, especially, small and medium enterprises, with this formula, can reduce the workload of the administrative department, outsource the accounting generated by sales and receivables, and advances on the payment dates of the invoices, all this will improve profitability, credit worthiness and financial soundness of the company. is known that the factoring may appear expensive in many companies, compared to banking services, however, also considers the advantages over trade discounts, or other financial alternative, many companies may be surprised if you compare the cost of factoring the cost of banking, considering the trade-offs and deductions that are forced to make to the latter. It should be noted also that factoring will enable the company to reduce its structure, with the cost savings it implies. factoring involves the transfer by the Company of the bills against a client is a financial institution called factor

Incoming search terms:

• relevance of factoring (1)
• sCOPE OF FACTORING BUSINESS (1)
• scope of factoring in smes (1)

CONTENTS:
1. General. – 2. Background. – 3. Sources of law. – 4. Law and economics. – 5. Reflections on incentives and disincentives that are studied by the economic analysis of law. – 6. The registration reduces transaction costs. – 7. Externalities. – 8. Economic efficiency of legal institutions. – 9. Market. – 10. Roman law. – 11. Foreign law. – 12. Comparative law. – 13. Journals. – 14. Exponents of the economic analysis of law. – 15. The economic analysis of law is only one method. – 16. The economic analysis of law is no panacea. – 17. Economic analysis of law, negotiation and pre-contractual liability. – 18. Economic analysis of law and registration status of Documents. – 19. Economic analysis of law and civil law. – 20. Economic analysis of law and other branches of law. – 21. Economic analysis of law and business law. – 22. The economic analysis of law is not a branch of law. – 23. Source of inspiration. – 24. Sources of information. –
1. GENERAL
There are various methods of statutory interpretation, among which we mention the literal method, the teleological method, the sociological approach, the functionalist approach, the main methods of interpretation, however, the methods of interpretation change and find new methods interpretation in law.
In all States not apply the same methods of interpretation, in that sense, not all states equally applies economic analysis of law.
By applying various methods of interpretation is possible to reach different results in each method of interpretation, which to apply the analysis of law can be reached different conclusions are reached by applying other methods of interpretation.
The economic analysis of law is a method of statutory interpretation which aims to maximize benefits at the lowest cost, or maximize the results and benefits in a context of scarce resources.
The economic analysis of law rules of economics apply to the right. In that sense from some perspective economic analysis of law is the law applied economics.
In the economic analysis of law among other topics are discussed incentives and disincentives. Incentives are measures through which it promotes such conduct. The disincentives are measures through which it promotes an event does not occur or occurs.
That is, through the legislative rules can encourage or discourage certain behaviors, such as penal codes in the states that belong to the Roman Germanic family discourage behaviors that are defined as crimes in each State. .
For some authors, much of the law can be understood by applying the economic analysis of law.
Some authors are against the application of economic analysis of law. Above all philosophers are those who question the application of this method of statutory interpretation.
Applying economic analysis can determine when it is efficient to breach a contract.
The grounds on which the analysis is against the law is that this trend is in violation of good faith and values, ie, this method can be distorted from a certain perspective. However, there are undeniable advantages of applying the economic analysis of law.
It is necessary to specify that the right is not only a set of rules but is also necessary to consider the values and human behavior as accurate as three-dimensional theory of law.
The author who developed the economic analysis of law in our country is Bullard Alfredo Gonzales.
In our environment there is little literature on the economic analysis of law which does not allow for the necessary studies.
The sources of information on the economic analysis of law are also in legal journals.
In our area there are few lawyers who specialize in economic analysis of law and less than those published on this method of statutory interpretation.
At Yale University are organized masters dedicated to the study of law analysis.
In our economic analysis of the new law applies in recent years.
In the economic analysis of law are considered transaction costs and is oriented to the standards adopted to reduce transaction costs.
The costs of information are part of transaction costs.
The economic analysis of law not only applies to civil law but also to corporate law, criminal law and the registry law and other branches and areas of law. For example in the registry law shows that the advertising registration reduces transaction costs. Another example is located within the corporate law in which we have determined that the Company’s Code reduces information costs, and therefore the transaction costs.
For some it can define transaction costs as those originating in the identification, collection, negotiation and enforcement of the contract between the parties. Transaction costs include the costs of identifying the parties with whom one is holding a contract, the costs of meeting the costs of negotiating and concluding and executing a contract
Another theme that was developed in the analysis of law is the efficiency of legal institutions, legal institutions that sense they are not efficient should be reformulated or replaced, in the same sense of efficient legal institutions should be enshrined by legislation, for example some writers devote the pact is efficient commissory (now is enshrined in the Peruvian law and intangible fixed assets, according to the law of security interest this year 2006) in Peruvian law that is less costly for the creditor, which for some writers is regarded as the weaker party.
The judicial process is inefficient in Peruvian law, therefore, the law creates mechanisms for not resorting to it among which we mention the arbitration and conciliation, which have recently been developed in the Peruvian State.
The economic analysis of law must be studied as a method of interpretation of social reality. However, sources of information to develop methods of interpretation are not always dedicated to the study of the economic analysis of law. That is, the information sources that develop interpretation methods usually do not develop the economic analysis of law.
The economic analysis is applicable not only to law but to all human activities.
We can say that the positive law of states belonging to the Germanic Roman family should be encouraged that the contracts have expired, making it necessary to state that the Peruvian government incentives exist that contracts are not fulfilled, therefore, it is necessary modify the Peruvian Civil Code of 1993 for civil proceedings to have a shorter duration, and so the incentive is contract enforcement. As an urgent measure is needed to the Peruvian civil procedure law for payment.
The incentive to pre-contractual liability in contract negotiations are in good faith.
The privatization also apply the analysis of law, that only one company should be privatized when it is efficient privatization.
The Peruvian tax law does not encourage the establishment of legal entities for tax purposes because they can not be taxed in the Unico System Simplified (RUS) but can only pay tax in the Special Regime of Income Tax (RER) or the General Conditions Income Tax (RG). That is, in the last two tax regimes are taxed more and it is more difficult and expensive to pay tax on books of accounts, so it can be seen as positive law Peruvian constitution discourages private legal persons.
The customs duty can not be encouraging exports through taxes, for example you can not reward exports through tariff measures.
In the customs duty should be discouraged imports through tariff measures.
The economic analysis of law is just an interpretation, however, in our environment has gained considerable importance, which does not happen with other research methods. That is, it is astonishing that in our environment so much importance is given to a method of interpretation.
The methods of interpretation are equally important at all times, for example at one time was very important exegesis (in France after the French Civil Code 1804) and the pandects (in Germany around 1900).
The economic analysis of law seeks to apply economics to law, and not just legal institutions. That is, the economy seeks to apply to all sources of law (this sub-theme we will develop in the sub title three, so that now will not develop the same.) Seeks to allocate scarce resources in a market, using for the right effect.
The law is to regulate the economy, in this sense the latter is determined by the law, and within it not only by positive law or legislation. We need to acknowledge that this is the main function of law.
The law has economic implications, such a sentence (which may be case law or enforceable and in the case of administrative decisions) have the same or doctrine, that is, not only the law but also other sources of law.
The lawyers who aspire to be lawyers must have notions of economy and economic analysis of law and effect can understand the economic implications of legal institutions, ie without such notions, you can not understand them. For the record that the market is an institution.
For economic agents (which are state enterprises and mainly, but not the only, some for this trader added as the family. We need to acknowledge that some people confuse traders and entrepreneurs, which is necessary to record order not to mislead the reader or researcher, that is, operators are studied not only for business law, but also in other areas of law, therefore it is difficult for a branch of law does not consider the operators) are vitally important these notions, so we can say that if a trader does not know the same can not develop easily in the market.
2. BACKGROUND
In any research work necessary background checks to take into account the work carried out on the discipline studied, if we can not review them aside important part of the doctrine in this regard then review them. All this contributes to more reliable conclusions, accurate, prepared and worthy to be taken into account for further studies studies on the method in question.
The economic analysis of law is the main background in the law of the United States of America.
Later records appear in Peruvian law, among which we mention the book The Other Path authored by Hernando de Soto’s Instituto Libertad y Democracia, then appear in other books and now we can cite the books of this method Alfredo Bullard Cantuarias Fernando Gonzales and Salaverry. And the work of Pizarro Luis Aranguren.
Most existing work on this method are civil and administrative law, therefore need the application of this method to other areas of law. Especially that few know about its benefits, however, it is necessary to take into account that it is a method with many flaws and detractors, therefore it is not a perfect method. However, we can not say that it is a method, however, other methods are fairly reliable if the method dogmatic and comparative functional.
However, we must place on record that in several legal journals Peruvian find some articles on this method.
That is, the economic analysis of law is a method that has recently appeared, having no very ancient history, therefore, when seeking sources of information, we must select from these later versions, since in case of check books Two hundred years ago, will not find information.
3. SOURCES OF LAW
When studying any subject is necessary to consider the sources of law, which are little known by the lawyers, so then we will refer to them.
The law has the following sources: the law, doctrine, jurisprudence, enforcement, general principles of law, custom, social reality and manifestation of will. Which can be considered as parts or elements of the right, however, this topic is not too worked or studied.
In this regard we must place on record that the economic analysis of law can be applied to all sources of law. You can search for economic efficiency of all of them together or separately. In this sense, one can find the economic efficiency of the law, doctrine, jurisprudence, enforcement, general principles of law, custom, social reality and manifestation of will.
No source of law is outside the law and economics, so that every lawyer should aspire to be a lawyer, learn and become the same.
4. LAW AND ECONOMICS
The right has a history much older than the economy, in this sense, the economy has very ancient history.
The law and economics should be applied together, because they are divided only for purposes of study.
The economic principles should be used in the law, so any jurist should dominate the economy.
Studied law in private law, public and social, which include all branches of law, among other topics.
In economics studies the economic efficiency of the institutions, externalities, costs, market supply and demand, among other issues specific to it, however, it is necessary to mention that few lawyers have notions of economy, which can be used as an advantage over lawyers who do not handle these economic terms or concepts or economic tools.
Of the economy suggest the following books:
1) Corporate Finance Stephen A. Ross, Randolph W. Westerfield and Jeffrey F. JAFFE. This book develops the value and capital budgeting, risk, capital structure and dividend policy, long-term financing, financial planning and short-term financing and special topics such as mergers and acquisitions, corporate finance and financial difficulties. In this book the items missing are the divisions develop.
2) Macroeconomics. Approaches and Models of Felix Jimenez. Which is developed in macroeconomics brief history and basic concepts, macroeconomic and national accounts aggregates, microeconomic foundations of macroeconomics, supply, money, financial markets, balance of payments, macroeconomic theory and new trends in macroeconomic theory.
3) Principles of Economics N. Gregory Mankiw. Which develops in the supply and demand, markets and welfare, public economics, the conduct of business, the economic analysis of labor markets, advanced topics, macroeconomic data, the real long-term economy , money and prices in the long term, economic analysis of open economies, the short-term economic fluctuations, among others.
4) Robert S. Microeconomics Pindyck and Daniel L. Rubinfeld, in which he develops markets and prices, producers, consumers and the competitive supply, strategic competitiveness and market structure, information, market failure and the role of the state, and more.
In these books are developed major economic issues, which are very useful for lawyers.
These books are not economic analysis of law but of economics, however, provide us with tools that provide insights into the first.
5. REFLECTIONS ON incentives and disincentives are examined by the Economic Analysis of Law
Performing a review of the economic analysis of law (for some lawyers is a method of interpretation and for others it is a method of research) we can say that incentives are measures that can be legal (referring to legal action we are the measures taken through or by positive law), or extra to reward or promote, making increase or increase the frequency of a given activity or behavior. In this sense the set in the Peruvian Penal Code in 1991 that murder is a crime is encouraged that Peruvians do not commit this crime. By stating in the Peruvian Civil Code of 1993 that judges can impose fines is encouraged that the parties, lawyers, experts, witnesses and third parties acting in good faith in the Peruvian Civil Procedure. Also at creating procedural code of civil procedure takes too is encouraged breach of contract in the Peruvian law. Another assumption is the case of tariffs in customs duty for which in some cases is encouraged that there are no imports in different states. By setting high standards in the same application code on civil procedure is encouraged that the demands and demand answers are presented with the legal requirements. Another assumption is the case of constitutional guarantees which are encouraged to respect constitutional rights. As enshrined in Article 2014 of the 1984 Peruvian Civil Code and Article VIII of the preliminary title of the consolidated text of the General Rules of the Public Records of the principle of public faith registration registry entries are encouraged when they meet certain requirements in the Peruvian law . Another assumption is the case of the high salaries of cabinet ministers, congressmen, presidents of regional governments and president of the republic with which the Peruvians are encouraged to aspire I run for those positions. As there is a certain date in the deeds and preserved in notarial acts are encouraged legal, contracts and guarantees held or form using the same. Another assumption is the case of the highly charged trial and registry thus encourages the lawyers do not work in the judiciary or in the registry offices. By establishing a subpoena in many cases are encouraged to commit crimes in the Peruvian law. Another case is that almost all processes in the Peruvian law (except in the constitutional motion in which the constitutional court decides without appeal) provide means with which impugnatorios encouraged that the resolutions are properly issued. By stating in the Peruvian civil procedural law of res judicata fraudulent annulment specifically in Article 178 of the Peruvian Civil Code of 1993, is encouraged that civil proceedings are dealt with in accordance with due process. Another case is the reversal in Article 624 of the same code which is encouraged that the relief was formalized in property of the defendant or executed. As established in Article 514 of the Code mentioned that the application must be filed within three months after it became enforceable resolution that caused damage are encouraged that the process of accountability of judges are initiated in a short period of time. Another case is the possessory assumptions embodied in Article 912 to 915 of the Peruvian Civil Code of 1984, which is encouraged to be exercised in the possession of the property. In establishing benefits for the registration of copyrights, patents, trademarks and trade names in Indecopi registration is encouraged. Another case is the advertising material set forth in Article I of the preliminary title of the consolidated text of the General Rules of the Public Registry in which the second paragraph states that the contents of the registry items relating to third even if they had not had actual knowledge the same, which registrations are encouraged. When established in paragraph 3 of Article 1099 of the Peruvian Civil Code 1984 that the registration of ownership is a prerequisite for the validity of the mortgage, mortgages are encouraged to register. Another assumption is that the registration of private legal persons in the register of legal entities gives them legal status under Article 77 of the Peruvian Civil Code of 1984, and in many cases leads to limited liability to contributions, thus encourages the entry of the private legal persons. By establishing in law the principle positive Peruvian priority registration or range is preferred incentive to mortgages and foreclosures is applied for registration as soon as possible. For the record that Article 2016 of the Code provides that the priority at the time of registration determines the preference of the registration rights granted and that section 1112 of the same rule provides that mortgages will be given preference because of their seniority within the date of registration, except when dispose of its range. Another case is that Article 2011 of the same standard embodied in its first paragraph the principle of legality with which they are encouraged to record the titles are the legal requirements. By establishing positive law Peruvian fines those who do not bear the Peruvians are encouraged to fulfill that duty. The record that also sets fines for board members who do not act as such.
However, in the legal system there are some inconsistencies or failures of this system, for example in tax law imposes sanctions or penalties on employers, causing it if they have income taxpayers, through the simplified single system, and if their income are greater are required to pay higher taxes, including general sales tax and income tax and in some cases excise taxes. In this sense the current tax laws are not encouraged investment and income, but it punishes, punished, reprimanded or discourages (disincentives are also studied by the economic analysis of law, by which through legislative or extralegal be punished, reprimanded, or sanctioned conduct or activity, making these the frequency of this behavior or activity is reduced, decreases or disappears) to that effect is necessary to make the relevant legislative amendment or what it is necessary to amend Peruvian positive law and positive law abroad whoever containing these inconsistencies or failures of legal system. But if an employer has no business or income by establishing rewards inefficient it does not pay income tax or general sales tax or excise tax.
However, in some cases it is difficult to encourage or discourage a behavior, but it is clear that these measures are not only for individuals but also for legal persons and autonomous entities or entities not personified.
6. REDUCE THE COST OF REGISTRATION TRANSACTION
When we refer to the register we refer not only to public records grouped by the law 26 366. But we refer to all records can be public and private. In that sense, these notions are of vital importance for the updated records of members, registration of shares, registration of thoroughbred horses, among others. It is vital that this issue not only in law and real estate registration law, but in most branches of law such as corporate, civil, civil procedure, among others.
The possession and the registry as a mechanism for advertising (because they allow unpublished), may be invoked (because they allow opposing) cognocibilidad (because they allow us to know) and recognocibilidad (because it can recognize), reduce transaction costs for which are enshrined in assumptions possessory our legal system as well as assumptions are enshrined in the principles registration. Possession for the record has such disadvantages for the sites is not easy to apply for places that are inhabited by many people, while the registry may be used without difficulty in such cases. Possession can not be used for some cases such as the mortgage, pledge legal delivery, the non-possessory pledge, inter alia, that in such cases the entry is a valid requirement to provide such security interests.
To enter into contracts () () () is important to keep certain information about the property on which you are considering hiring and for the person with whom you can, for example when you want to buy a property, or vehicle matriculated, or about shares in a trading company limited () () is very important to determine before the conclusion of the contract who is the owner of the property on which it will hire (), which can be determined by requesting the certificate. The same applies when we want to conclude a contract of significance () with a company or other person, for instance matriculated buy a property owned by a legal person, in such circumstances the certificate is also necessary for the competent Registry Office Registry Real Estate, a certificate from the Register of Legal Persons in which it appears that the person who signed the contract on behalf of legal person is really the representative of legal person.
That is, in the conditions indicated is important to identify parties with whom one will contract and taking into account transaction costs include the costs of identifying the parties with whom one is going to be treated, the costs involved in meeting with these parties, the negotiation process itself and the costs of implementation of any agreement to be reached under what precise Polinsky (). In this sense we can say that the registry reduces transaction costs, specifically by reducing the costs of identifying the parties with whom you are going to treat as it through the registry is easier and less costly to know and determine who is the owner of a building or vehicle matriculated. The same is true when you want to enter into a contract with an agent of a natural person in whose case the vital information we provide not only the Property Registry for registration but also the mandate and power.
We not only need information to make contracts, but for other cases also need access to certain information for example () suing Acquisitive prescription of dominion, supplementary titles, correct or delimitation of areas or boundaries () and to apply intestacy () .
The information provided by the Registry is also important to not be legal persons with the same name, corporate name ().
When the record gives us certain information is necessary to make the registry system in question, eg the Peruvian Registry System Registry System is a registry of Rights so the information provided by the Registry in these registry systems have greater accuracy than information provided by the registration system of registration documents (.) That is, the registration system of the Registration Rights Records certifies who the owner while the registration system of Registration of Documents Registration certify who are the prospective owners.
7. EXTERNALITIES
There are some songs are more complex than others in this document, so not all are simple, but some have some or most complex, are located in this group externalities, a topic that is not easy to explain or understand or understanding, so one must resort to books on economics and microeconomics, to facilitate their study by the jurists and lawyers in general.
To understand the externalities we have previously studied markets, which regulate the supply and demand. In the market are supply and demand.




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E. I. R. L.
Mexico.
A. C.
2000.
April 2004.
April 2004.
April 2004.

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GOOGLE Inc., the company’s video service YouTube, and Yahoo Inc. on Thursday (15 / 4) filed a lawsuit back against Xerox Corp. has sued three companies for violating patents on Internet searches.

According to federal court records in Delaware, USA, Thursday, the defendants asserted that they did not violate two patents as alleged or the patent is invalid. Hence, the problem can not be sued by Xerox.

Xerox has sued Google, YouTube, and Yahoo in February. Company is famous for its copier products that claim that Google services like Google Maps, YouTube and AdSense advertising software, as well as Yahoo Shopping, had violated two patents since 2001.

According to court records, Xerox explained that the two patents that are related to technology systems that generate questions for information related to documents and methods of integrating information from documents and other data. The Xerox demanding compensation for the past violations and prohibits the defendants to use these technologies.

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Introduction
societies will be transformed over time and especially in recent decades under an axis has on the rights of the working class its main expression. Although the rights of the working classes are seen as a central element for the consolidation of the welfare state, where the pillars and foundations built in esses times are becoming less relevant as an element of social integration. This refraction of reality is part of a process of gradual deterioration of the social welfare state.
The concept of permanent employment and insurance, as a rule of safety and security of the working class becomes uncertain about the logic of labor flexibility of the present day, generating more than one form of unprotected citizens , among many others that the current changes have imposed on society. Reflections of economic globalization and international integration option i policy of the rulers – as debated by specialists. What St. reasonable explanations for understanding the flexibility and new changes in the warrant of the rights of the working classes and the uncertainty and vulnerability that generates
To understand what is considered “new social vulnerability is important to consider three central elements of this issue brought into this study: the transformation of the warrant of the rights of the working class, lower protection and the fragility of social capital. These issues have decorrido of the changes in the paradigm of Social Welfare, Fini to generate no less important changes in the structure of society.
Thus, in this work we propose to make a brief preliminary profile of the State Social Welfare elements considering its principles and objectives. In then try to reflect on the intricate web of crises which came in and the main explanations of the specialists on the international scene. Briefly describe the strokes more pronounced and the foundations of the crisis, its consequences and how they influence changes esses welfare paradigm in industrial relations and the rights of the working class. At the end will be considered the aspects related to the importance of a strong state must have a wellness model and intervention with vulnerable and excluded, highlighting the importance of social capital in coping with the issues that hinder or impede development.
State of Well Being
beginning to understand what the welfare state is what we bring them here concept that best expresses their size and purpose translated by Vicente Navarro (2002, p. 17-18) as being:
[...] public interventions have to aim to increase the quality of life and welfare of the population of a country, including such important areas in the daily lives of people such as social security, creation of employment, welfare state services like health and public health, education and family support services and programs to prevent social exclusion and social and economic development. [...]
The concept of welfare state built under the inspiration do they represent the concept of citizenship to Marshall (MARSHALL apud MORENO, 2003, p. 3) considered three types of rights involving three different ways understanding of citizenship: civil rights (liberty and equality before the law), political rights (participation in the political process of decision making) and social rights (minimum economic welfare and security for all citizens). For Marshall the welfare state could be reached as the realization of social rights, after reaching the recognition of civil and political rights.
seen the concept is intrinsically linked to the idea of an interventionist state and responsible for the lives of citizens, a state present in the daily life of people and able to promote an environment of opportunity to ensure all fundamental rights.
Overall it is a feature of Western European society, which emerged and continued to tend its best until the 70s when he went into crisis and suffered significant changes. The welfare state can be explained more simply as a system of defense and protection which the state provides to citizens to avoid coming into poverty or who lack the minimum needed to live independently.
protection system was raised to interfere in the inter-generational cycles of poverty i stop its spread among those who go down. The maintenance cycle of poverty between generations is the main cause for its perpetuation in our societies. The lack of opportunities for the development of family members that makes the situation of vulnerability is chronic over time, resulting in total inability to structural changes in the lives of people and their descendants. That reality is not treated as a priority, the situation worsens over time, prompting other relevant social issues as much and making its solution as more complex and difficult.
This new social welfare model aims to raise through a series of actions and structural policies, a complex system of opportunities at various levels for the Support to the citizens so that it was possible development of personal skills and circumstantial to interrupt the vicious cycle of poverty. The policies have to promote a set of actions aimed to develop human capital, social and productive in the territory.
Thus in general the welfare state has encouraged economic growth, contributing to the redistribution of income, reducing inequality, ensuring social and political stability, promoting social cohesion and contributing to the strengthening human and social capital.
When did the welfare, mainstream economic theory underwent many changes and the European Community attended the transition from a classical economic policy for the Keynesian model that was its rationale. The Social Welfare State economic policy changes that structured society through a set of techniques and instrumental studies, to propose a new management model based on theoretical arguments and social promotion of the citizen in its multiple dimensions.
CASTELLS Second (1989) that change in perspective occurred by three main factors. First, there was a wide consensus on the general positive nature of the ideas of progress and equality. Secondly, the recognition of the importance do Estado do active role in implementing his progressive and egalitarian meet these goals. The third factor was the existence of formulas for social pact between the organizations representing workers and two employers.
Thus, the combination look at these three main factors resulted in the substitution of the liberal model hair Keynesian interventionist state. Consequently, this new paradigm has brought favorable conditions for the spread of the Welfare State.
Keynesian model which was based Social Welfare has proposed an effective way to minimize the historical conflict between classes through arbitration, a function that happens to acquire the state and identifies very well the time of committed partnership of citizens in social processes.
The labor movement played a crucial role in expressive and structural changes esses welfare society. Through unions, pass to use collective bargaining and concretely involved in the regulation of economic processes. The Keynesian model proposed as a central condition to the creation of a tripartite political participation consists of government, trade unions and organizations, as in the Nordic countries of Europe – where better developed and remained.
The State has a key role in this new paradigm becomes a strong entity committed to the welfare of the citizens and also able to live an active and contributive to society.
Thus the state becomes responsible for creating structures indispensable for the development of people and society in fundamental ways to participate in the economy, creating jobs (public and encouraging private job creation) and construction public infrastructure such as schools, hospitals and social services.
R. studies Castel (1997) on the item listed had significant positive effects on the welfare state economy and society, which include:
• The social peace that allowed stable industrial relations and cooperative participation of workers;
• The higher income of citizenship through the social wage that the government provided the people, the working classes tend thus increasing aggregate demand and stimulate economic growth,
· investment in public infrastructure will also invigorate the market also maintaining aggregate demand,
· It was a significant expansion of employment in the sector of social services
• The participation of the plural society in areas of political deliberation, with a cohesion between the various sectors of society.
This allowed people to develop their capacity for growth and improve social relations. Then in the Keynesian welfare society merged with the middle classes the working class under the governance of the state responsible for social cohesion.
Despite the name imply that the welfare state is only a commitment of state agency, its significance is broader because it requires a joint effort of the whole society. In order for the welfare state is a necessary condition the existence of a welfare society. That is, society has an important role in defining the type of welfare state that makes it legitimate and this is where social capital is very important and responsible hair sustaining this new social paradigm.
Transformations and welfare state crisis
now proceed to outline the elements which contrast with the structure described above and define the context in which the welfare state is a crisis.
Economic Globalization and International Integration
several authors to believe, the crisis of the welfare state in particular is installed because of a severe economic crisis that came some EU countries – 15. The demands of economic globalization will generate a need for “survival” of the countries, resulting in strong international competition. To face the crisis, explain that globalization passed to require all governments to reduce public expenditure and social, labor market deregulation and the decline of social protection. Here began the process of deterioration of the welfare state.
fighting inflation became the biggest challenge governments. As said Vicenç Navarro (2007) the objective of reducing inflation appears more relevant to the European Central Bank – very visible in the Treaty of Marstrich – the stimulus to economic growth. In the dissemination of this idea, the European Central Bank had a large plot of contribution, pressing countries to adopt emergency measures to control inflation with suggested cuts in resources, including social, and a whole range of changes oppugn that the principles of the Welfare State. Here is a new paradigm that is built on a sustained obsession with inflation control, same as the cost of the most important social investment.
from that new perspective on issues involving economic crisis that the test now has more significance than the political influence and the point of compromising the principles of democracy, once the economic globalization and his intervention led to the definition of policies that best meet the needs of this new moment of crisis, fine to annihilate the possibility of choice and freedom of choice of those who govern and represent the people and society, making the Governments continue increasingly losing power.
say that economic globalization forces all states to follow similar economic and social policies, under the argument of minimization of the crisis and the orientation of a hard fight against inflation and mainly focused on economic aspects , requiring deep sacrifices of the society which is to be be involved with many issues far more complex and unwieldy as hunger, unemployment, lack of social support, violence and the emergence of a social war represented pela competitiveness for survival.
At this juncture multinationals acquire a major role in economic decisions, because they have social and economic wealth of information at international level and as much focus on external trade passed to handle large power between governments with which they relate, so that transactions affect the stability of the currency, may interfere with the decisions and policy choices of local governments.
Changes in technology have also been highlighted by various authors for their impact on the economic and social. In particular was very strong impact on employment and its characteristics. The decentralization of production, automation processes have led to a high level of unemployment, which sharpened the need to find solutions to their problems.
aggravated the crisis also the rapid urbanization of the cities with the reduction of the population engaged in the primary sector, where industrial employment remained for many a growth perspective and abandoning the field, enabling improved in the standard of living and greater social status. All these issues were justifying the need for changes in the Keynesian model.
general historical moment had produced many difficulties for countries where the social welfare model had not yet posted their strongest bases and set up social capital as a foundation for their support and strength. Theorists steeped in neoliberal thought interpreted the crisis situation in terms of welfare state’s inability to govern the new Western economies. In his speeches pass to accuse the welfare state to be a waste of resources, cause severe deficits, caused mainly by high social spending, and if the cause of the rampant inflation by inefficient fiscal policy and labor. But the issue became more complex.
Reviews the State of Well Being
Many arguments were built not attempt to show the ineffectiveness of the welfare state. To Ludolfo Paramio Rodrigo (1998) one of the strongest arguments reflects on the lack of personal stimulus generated strips available for the vulnerable social coverage, which reduces the interest and efforts of individuals to improve their capacity for labor market either to find work or change to a better one. They argue that the ease of obtaining means of survival through social policies in the welfare state finally put the subject in a state of passivity in relation to their own future.
The same thing happens, say, those who lose their jobs and their income rescue package of unemployment insurance. Second show theorists, unemployment insurance became an incentive for workers to accommodate and satisfied with the unemployed, seeking work, leaving less attractive than they would require constant quest to improve their skills and get ahead better jobs, to stay permanently in a state of inertia. Try to convince the condition for worker protection in a situation of comfort ahead of all the possibilities and potential that could develop their own efforts.
order soma to that which is truly the welfare state does not end poverty, enabling social situation subject to change in cash and in final, gaining autonomy for their own sustenance and family . Rather puts it down and dependent on state fertilizers, perpetuating their poverty because there is no incentive to overcome this situation, only prolonging the vicious cycle of poverty, now hidden in official statistics on quality of life of people dependent on the state.
Changes to the State of Well Being
the mid-seventies when severe economic crisis deepens, he began producing a stream of thought that came to defend a review on the principles that underpinned the Keynesian welfare state, depending on which generally believed that the causes of limited growth is explained by the excessive rigidity of labor markets and generous social benefits and public spending, resulting in the adoption of measures that pass to profoundly affect the nature of the Welfare State and consisted of three measures:
1. Reducing government spending and deficit reduction (following the guidelines of the Stability Pact which did not distinguish the different natures of public spending, attacking in general)
2. Market deregulation (elimination of the state sector in favor of free markets – relaxation),
3. Lowering of social protection that states offer their citizens.
All these changes, say some scholars are justified, he says, governments need to peel accompany the globalization of the market and more competitive tornare. As stated Antonio Gonzalez Early and Eugenio Torres Villanueva (1992, p. 139) was distributed [...] the idea that WAS is unable to prevent the crisis and, moreover, generated and nurtured. [...] “That is, since 1973 a number of factors converge to levan to believe the need to prevent the expansion of social welfare. Second the same authors was necessary to understand all the facts seemed to point to the demystification of state intervention and that the measures proposed were the only viable way of overcoming the crisis.
The reduction of state spending to weaken by other fine working classes. The Stability Pact does not distinguish which type of public spending cuts must suffer, including, without an analysis of degree of relevance of social expenditures. Reducing costs does not distinguish between public expenditure on investment of current public expenditure.
shows Vicenç Navarro (2007, p. 425), “[...] to public expenditure in the same category without discriminating the nature of that public spending is a big mistake that affects not only the welfare people’s social but also economic efficiency of the EU member countries – 15. [...] “
Among public expenditure suffered cuts, highlights the employment sector, one of the most affected. Public spending by creating new jobs in public or private incentives exacerbated the crisis of unemployment in many EU countries – 15. It is an important premise in the model of Welfare to job creation must be understood as a state responsibility, so beyond the state to create new businesses need to ensure favorable conditions for expansion of jobs, including through public expenditure.
The author quoted above (2007, p. 25-34) increases that “[...] the majority of jobs created in the last ten years in Sweden and Britain, two countries that are often presented as models job creation has been stimulated by public expenditure. [...] “
That’s important because the quality of work and satisfaction that it causes among workers in their daily activities, reflect on their lives so they can relate to the longevity of a person and their physical and mental health . The neglect of this creates a deep conflict in society and other expenses socal.
deregulation launched explains the fragility of labor relations worsened with the requirement of flexibility of the economy to remain competitive. Labor deregulation and flexibility are issues that will eventually induce a high vulnerability of employment.
other facts that historical context, the weakness worsened further work such as this new business environment of strong international competition that subjected the economy to intense competitive pressure. Thus the international competitiveness spent to acquire a sense of purpose essential to the survival of businesses also causing changes in employment. That led to development of strategies and policies focused on reducing labor costs for overcoming the crisis.
flexibility emerges as a major threat to the working class because it involved loss of protections associated with the job, need for acceptance of individual working conditions, more and more distant from the collective bargaining frameworks that disappears for most of the productive sectors and labor, loss of mass strength of the labor movement.
Javier Ramos-Diaz (2007) despite the fact that labor flexibility and social security can be presented as incompatible strategies, has emerged a new category that combines these two elements on the basis of the knowledge economy and could ensure Europe the opportunity to benefit from economic globalization, changing the concept do that is security for the safe understood not as a full-time permanent work, more if the worker being permanently employed, through social policies to help workers navigate the labor market.
then said (2007, p. 214): “[...] The concept is part of the” Lisbon Strategy “which seeks to achieve by 2010 that demonstrates how states seek a national approach to the problem while the solution must in fact be global. [...] “
about that says Vicenç Navarro (1995, p. 14) that despite the merits of this claim that the solution to the crisis of the advent of a coordinated action with other countries, deeply influenced by the theory Global systems Wallerstein, “[...] the expansion of the welfare state in each country is certainly part of the solution and not part of the problem. [...] “
Ochando Carlos Claramunt (1999), as important as the concept is to understand that there is no one single model of the welfare state. Therefore, we must accept that there is a wide diversity of welfare states in Europe because the configuration of these depends on many factors and characteristics that contribute to form different models and different institutional trajectories. It is even significant in shaping the welfare state society’s political career, which may justify their level of frailty or strength, in the midst of this international crisis.
The analysis of the crisis reveals that the wages of workers to longo in recent years, after climbing up to the year 1975, staked and then dropped rapidly, causing a large drop in income workers. The quality of work deteriorated in large proportions, leaving large numbers of workers living under pressure, with high labor intensity, deteriorating working conditions for large sections of popular classes and increasing occupational diseases due to stress.
Meanwhile is no other point, that the decomposition of the welfare state and consequently the loss of guarantees for workers depends basically on the policy choices of each government and its political course, much more than – as say many – globalization and international integration, with all the implications that happen.
Some of the countries of the EU-15 GDP have increased social spending and job security remain among the most globalized, which has not happened to Spain, yet. This challenges the simplistic explanation that attributed to globalization and international interaction the essential need for changes in the welfare state and the deterioration in the condition of the working class that this new conception has occurred.
Nordic countries in Europe, though more globalized san also those with higher levels of development and have provided greater social protection and consequently have had more interventionist state, demystifying a neoliberal logic of the need for changes in Keynesian model to become more competitive and survive by selling to international market competitiveness.
esses states the characteristic of “strong state” has justified its level of development, are increasingly signing as comprehensive welfare state, universal or that favors maintaining the status of competition in economic globalization and international integration.
These countries are characterized by highly redistributive policies and full employment, thereby facilitating the creation of jobs both private and not in the public sector, thus encouraging the integration of women in the world of work This explains the higher employment rates look at these countries among OECD countries results.
Vicente Navarro, John Schmitt and Javier Astudillo (2002) challenge the affirmative of neoliberais on the influence of globalization on the changes that have occurred in the State and Welfare, stressing that political variables are much most influential in each State to determine social policies. They say that after a thorough study that finds that the most important for the effectiveness of social welfare has been the strength of social democratic movement.
They say other factors explain better and had more important than globalization in shaping the welfare state, such as the participation of women in the labor market.
this important study was that the countries of social democratic tradition, with strong movement committed to gender equality, integration of women have been higher by growing strength of the expansion of support services families. What has not happened in the countries of Christian Democratic political tradition, much less in countries with liberal traditions. Considering the diversity of welfare states, the countries where it is strengthened and expanded are those in which Social Democratic movements have been stronger.
Social Democratic countries there has been a high degree of unionization of the workforce, which shows high degree of social capital development. They have had a high degree of integration of trade into the international market, its policies is based on the principle of universality that are based on the right of citizenship. The data reveal that even in the nineties continued to be the countries with higher public social expenditure and greater public use of all OECD countries results. Finally, it is important that these remain the Nordic countries who continue to have higher rates of growth of public spending.
Contrary to this, the Anglo-Saxon countries have lowered their level of development, unemployment getting higher and higher. What happens is that in the Nordic countries signed a tripartite pact between government, unions and business organizations, clearly distinguishing labor flexibility do that is job insecurity. What makes that job security is guaranteed esses countries through active and full employment policies, which are an important area of political participation the most important sectors of society.

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The widespread fraud in online business transactions, need not lead to excessive fear. Specialists Marketing Strategy and Online Business, Nukman Luthfie, said in a cautious attitude is required to shop online. Therefore, the basis of transactions in cyberspace is trust capital trusts alias.

Well, what should be used as a guide to shop online safely?
One that is booming is the online shop on the proliferation of social networking site Facebook. Nukman revealed, some things you should consider is to capture and store the necessary data, both store owners and buyers. Both can be avoided and in case of a time occurs that is not desired.

“Accounts FB (Facebook) can be made by anyone, people can change the account whenever he wants. Do not forget to store data such as names and other identifying every transaction in the FB. Capture some of the photos, if you can not own image, see his picture consistent baseball. We do know he is where baseball, “said Nukman to Kompas.com last week.

Nukman suggest, do not serve the invitation of friends (friend requests) that without the use of photo profiles. This is to prevent irresponsible account.

Next, observe profile person and his activity in the wall. “From there we can know how the character of the person. Observe the comments other people how. So step, make friends first, check his or her profile, and then believe that he is right, not fictitious, “he said.

The next step, do not make a big deal for the first time of the transaction. Instead, buy one or two items to see if the seller can be trusted. Nukman also warns, if the transaction uses a large down payment or no down payment.

“If you buy a big, first met better. Or, for the seller, ask for full payment. If DP is risky to pay defrauded when the buyer has to get her things, she can run away just like that, “said Nukman.

Weaknesses watching something above, are often used as a room for a fraud conspiracy to profit. At least, it also revealed a number of stories onlineshop owners and buyers as outlined in the page group “Blacklist & Whitelist Seller or Buyer of the Onlineshop”.

Not a few sellers who defrauded purchasers. Modus, make large purchases and pay advances. Then, the buyer asked for the goods delivered immediately. “Since it was believed, then the seller sends the goods, after it escaped its buyers,” says group manager “Blacklist & Whitelist Seller or Buyer of the Onlineshop”, Chairunnisa Dian.

The same thing happened to the buyer. Fictitious online store owners often urge buyers immediately transfer the amount of money. After the money is transferred, it will be remove from your friends list and hard to trace its existence. Admin group is a forum for sellers and buyers that also gives some safety guidelines for buyers and sellers in online transactions.

This beginning can be monitored by a prospective buyer:
Check the phone number and e-mail. Then try doing a search on Google’s search engine. From this search, will usually be known to the seller profiles had committed fraud.

Check the full address of the seller, the following telephone area code, and contact number.

Could use the services of intermediaries such transactions http://www.skbdn.com

For sellers:
1. Beware if any buyer who says, “I want the goods on the inter-day fast with the number xxxx .. (a bit much).” Quite often this just to get the goods without making payment.

2. Other mode, “I’ve transfer please send it quickly” and was payment / transfer was never carried out. However, this approach tends to be avoided because most online store owners have been using SMS or internet banking, so that could be checked directly.

3. Avoid transactions Saturday and Sunday, because mutations in these days of internet banking accounts come off.

Online business is profitable both for the buyer or seller. An online consumers, Lina said, with online shopping, he felt should be eased from the time and can browse the many items in several onlineshop to get the cheapest price.

“I do not tired. Imagine, if we are shopping to the mall, around here there’s tired. Moreover, baseball is sometimes negotiable. Shopping online, we can still nawar and good stuff too-good one. The price is sometimes cheaper. Alhamdulillah, I still see the good onlineshop aja. Normally I used to know the character of communications retailer. After that feeling aja, oh This could be trusted, “said Lina.

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